You focus on selling. We handle lead generation and cover the marketing cost. In exchange, comp starts at 65% and steps up toward 75% as your production builds — the split funds the leads you're working, not overhead.
You already generate business, or you're ready to run your own marketing. Comp moves to street level — 80–90% — with full access to the entire product shelf including FIA and annuity business from day one.
New agents start on Partner and move to Elite once their numbers support it — usually within the first few months for agents who put in the work. Already-licensed agents with a track record can start straight on Elite. We'll tell you honestly which one fits when you apply, not steer you toward whichever pays us more.